You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. What if my card is lost or stolen? Yes. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. Enter your card number and other required information.4 0000000016 00000 n By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. This will allow you to deactivate your Mobile myki. This resets the fare expiry and gives you more time to complete your journey. Under Other, select Transfer. Top up your myki Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). How balance transfers work 1. What are the best cash back credit cards for fair credit? What are the best Ways to Start Travel Hacking? Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Only time I had to was when my original myki was expiring. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . 0000004635 00000 n If you can just transfer money between mykey cards, well then what would the tracability of those funds be? Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. In my experience touching on is quicker than validating a metcard. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. 0000005171 00000 n You need to be connected to the internet to top up your Mobile myki. What are the best credit cards for bad credit with no deposit and instant use? I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. We cant replace a lost or stolen unregistered myki. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Replacements usually take up to 10 business days and include the remaining balance of the old card. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). What are Your Rights as a Credit Card Holder? The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Manage another person's myki Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. 178 39 Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. 0000001429 00000 n What a frikkin waste of money! Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. This may also be an anti money laundering thing. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. What is the glossary of common credit card terms? With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. You can replace some types of tickets if they are lost or stolen. FAX?! The reason for that is because low interest rates for transfers are made to attract new customers. If you have a Mastercard or VISA card you can get and top up a Mobile myki. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> I still don't understand why though - what is the technology required to do this? Pay down this card's balance quickly to improve your credit. 182 0 obj This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. A balance transfer lets you use a credit card to pay debt on another credit card. 184 0 obj If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Yes. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. From the "I Want To" drop down menu, find "Transfer a Balance.". Then he said he could order a replacement one to be posted to me. Nor does your card expire after 90 days of not getting used. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Whats the Difference between Business vs. Corporate Credit Cards? Licences. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Public transportation passes transfer on Google Pay android phones. This will let you manage your myki as you would a physical myki card. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. You will need to provide identification to show that you are the registered myki card holder. You can use the ticket number to register your myki or if you require a refund. Learner permit or driver test. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. xen0. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. If you have Mobile myki you can set Auto Load via the Google Pay app. Contact us to request the transfer. Haven't tried as yet. If you're still travelling after 2 hours, you'll be charged a daily fare. But is it possible to go to a ticket booth and have the person there do it? On Friday Martin. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. Unregistered vehicle permit. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. I know it's not possible to do it online. They actually can transfer your funds really easily but you need to get a case created. You may also receive a letter confirming the balance transfer. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. Tap Continue. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. 0000003801 00000 n As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. Step 5: Apply for the New Card. Your original go card will be cancelled immediately and cannot be used for further travel. Your Mobile myki expires after two years. I want to transfer the $19.90 to the card with $6.54 on it. 0000008137 00000 n Is it bad to do multiple balance transfers? Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? 215 0 obj I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. If you're using an international payment card you won't be able to top up via the PTV website. Music:. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Keep in mind that credit utilization is also affected by individual card balances. If you register your myki, you can set Auto Top Upand manage your myki. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Pay down your credit card debt. You can then see what Android version youre on. 0000005119 00000 n However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Standard message rates apply. New comments cannot be posted and votes cannot be cast. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. There is no principle. Enter your cell phone number and well send you a link to install the WalletHub app. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. The system was developed by Kamco (Keane Australia . Meticulous in his research, he provides accurate and up-to-date information. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Your balance is protected from the time you tell us your myki is lost or stolen. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. 216 0 obj I'm glad I don't need to catch public transport anymore. <> Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Reddit and its partners use cookies and similar technologies to provide you with a better experience. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. Within the phone, go to Settings > System > About phone. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Easy, and only required every three years!! This is regardless of whether there is a myki pass or existing fare on the myki. This lets you contact us to request a refund of any balance on the Mobile myki. 187 0 obj +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . The unused money does not sit in an account earning interest. If you're entitled to these additional benefits, you can access them by using your myki smartcard. You can manage up to 8 mykis through one account. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Find out how much to top up at Fares. Most issuers of balance transfer cards let you initiate the balance transfer process online. Learn more about auto top up. 0000118590 00000 n Cookie Notice 0000117992 00000 n @john_miller 03/01/23 This answer was first published on 03/01/23. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . Online at Public Transport Victoria website . To check if you're eligible to travel on a concession myki, see Concessions and free travel. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. endobj Assume that your new card charges a 3% balance transfer fee. Does a balance transfer happen automatically? Yes. The process begins when you submit a balance transfer application. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Your new starting balance would be $3,090. For example, set your myki Money to top up with $50 when your balance reaches $10. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. Get up to 5% cashback in rotating and newly added everyday categories. A balance transfer can give you the flexibility to: Pay off high-interest balances Do Not Sell or Share My Personal Information. This question is about Synchrony Bank Credit Cards. If the card is unregistered you cannot recover the myki money. This 0% interest period can help you carry your debt for a limited time without paying interest. 0000002823 00000 n Try hovering the phone just above or near the reader, rather than touching the phone on the reader. If this occurs, you won't incur a duplicate fare. Within the phone, go to Settings > Connected devices. You will need to provide identification to show that you are the registered myki card holder. The phone is awake whenever the screen is turned on, even it's locked. We're working to improve our systems so we can allow other payment card types in the future. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. <>stream Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? More than a year ago, I needed to change my concession Myki to full fare (no longer a student). What is the best low interest credit card? It's shit like this which makes me happy and proud I have never used Myki in my life. 0000003774 00000 n For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Whats the Difference between Business Line of Credit vs. Business Credit Card? You'll need your 15-digit myki number to register. For instance, your applications for new cards and balance transfers remain subject to approval. Do You Have to Be a Student to Get a Student Credit Card? For more information, visit the V/Line website. You can also replace your myki online or by calling us. 0000014445 00000 n Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Press J to jump to the feed. What are the best student credit cards for cash back? If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Make sure you pick a card that accepts balance transfers and has advantageous rates. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Do you have any links to the technical specs of the miki? This is why I don't keep much money on transport cards. Editorial and user-generated content is not provided, reviewed or endorsed by any company. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. 0000004139 00000 n Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. About a week back, I went from Frankston to St. Albans, changing at Flinders. Why is it impossible to transfer money online between different Myki cards? startxref Carrying that balance is costing you $1,000 a year in interest. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Know your existing credit card's interest rates, balances, and balance transfer limits. How to Process Credit Card for Consumers & Merchants? PTV does not have any access to any information within the Google Wallet app. Image what could have been done with a billion fucking dollars. 181 0 obj You can also request up to two years of travel and transaction history by calling1800 800 007. We have this new thing called EMAIL. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). What to Do If You Cant Get a Student Credit Card? My old one is registered and everything with my account but there seems to be no way to import that one in. The cost would have been deducted from the balance at transfer. 188 0 obj Then I begrudgingly bought a new Myki card. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. A balance transfer does not happen automatically. How many level crossings could have been grade-separated with that money? If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. This helps you to avoid late fees and penalty APRs on your existing accounts. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. 185 0 obj In addition, it is not any companys responsibility to ensure all questions are answered. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Tap the Add button . Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. But what if the amount is comparable to or less than the postage? Click on "Select Offer.". I called, they told me it couldn't be done and that I would need to fill out a form. Barstool Sportsbook Forgot Username, Is Andrew Whitworth A Hall Of Famer, Ruoey Lung Bed Remote Replacement, Rich Harvest Farms Famous Members, Articles T
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transfer myki balance to another card

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Hire the best financial advisor for your needs. You can manage your Adelaide metroCARD online by setting up an account. Wait a few minutes then check the app to see your balance. 1. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Tap Travel Card. You can read the Terms of Service online. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. hbbf`b``30 ap What is the Best No Annual Fee Credit Card? Most balance transfers with Chase process within a week. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. How are Banks Adapting to Meet New Needs Because of Coronavirus? While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. (by Issuer). You may want to hire a professional before making any decision. 2. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! You can register your Mobile myki via Register your myki. December 29, 2022 - 1:47PM. How To Transfer A Credit Card Balance To Another Card. endobj The process begins when you submit a balance transfer application. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Myki credit, once on your card, does not expire after 90 days of not getting used. myki Pass Great if you travel often and on consecutive days. Your balance is protected from the time you tell us your myki is lost or stolen. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. You haven't explained why you need to transfer balance. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. . From the Transfer Funds To drop-down, select the credit card that will received the balance. Start the process by listing out your current credit cards, writing down each . Can I use Mobile myki on my Android phone? What are the best business credit cards for cash back? A billion fucking dollars. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . 179 0 obj See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. %%EOF When a Myki card is lost or . Tap Transfer Existing Card. Most people would keep the same card for years. The only way is to download a form, fill it out, post it in, and wait weeks. It appears as a "Approved Level 2" request on my myki account on the website. To replace your myki online, you must be requesting the same fare concession type as your original myki. Choose a card from the list or search by location or card name. Always the last place you look lol. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. trailer The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Done it twice now. 0000003014 00000 n Only Mobile myki has the ability to charge you a fare via a myki device. But what if the amount is comparable to or less than the postage? I realise this is not a life-changer, but there's a principle at stake. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. All myki smartcards expire after four years. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Wtf? Can you transfer MyKi balance from one card to another? 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. endstream In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. This could save you money if you're moving the balance to a card with a much lower interest rate. and our To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. To learn how to do a balance transfer, review this step-by-step process. 0000002627 00000 n For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Here are some tips to save on fees and interest on a balance transfer. You will need to provide identification to show that you are the registered myki card holder. endobj You would break even only after a year. Is it a Myki issue? Create an account to follow your favorite communities and start taking part in conversations. 0000004886 00000 n You only need to wake up your phone to touch on and off. From the pop-up options, select 'Deactivate'. I was told that when I made a new card I would be able to transfer the money across. 180 0 obj Remember to top up with enough money to pay for your entire journey. 0000002274 00000 n On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. I searched everywhere. 0000001755 00000 n Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. Now you cannot access it on your original device. Pick a card that waives the balance transfer fee. How does credit and credit cards work for students? 0000005683 00000 n I am only onto my second card because the first was lost. 0000001798 00000 n For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. The system was delivered more than $500m over budget and behind schedule. <> You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. What if my card is lost or stolen? Yes. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. Enter your card number and other required information.4 0000000016 00000 n By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. This will allow you to deactivate your Mobile myki. This resets the fare expiry and gives you more time to complete your journey. Under Other, select Transfer. Top up your myki Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). How balance transfers work 1. What are the best cash back credit cards for fair credit? What are the best Ways to Start Travel Hacking? Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Only time I had to was when my original myki was expiring. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . 0000004635 00000 n If you can just transfer money between mykey cards, well then what would the tracability of those funds be? Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. In my experience touching on is quicker than validating a metcard. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. 0000005171 00000 n You need to be connected to the internet to top up your Mobile myki. What are the best credit cards for bad credit with no deposit and instant use? I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. We cant replace a lost or stolen unregistered myki. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Replacements usually take up to 10 business days and include the remaining balance of the old card. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). What are Your Rights as a Credit Card Holder? The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Manage another person's myki Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. 178 39 Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. 0000001429 00000 n What a frikkin waste of money! Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. This may also be an anti money laundering thing. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. What is the glossary of common credit card terms? With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. You can replace some types of tickets if they are lost or stolen. FAX?! The reason for that is because low interest rates for transfers are made to attract new customers. If you have a Mastercard or VISA card you can get and top up a Mobile myki. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> I still don't understand why though - what is the technology required to do this? Pay down this card's balance quickly to improve your credit. 182 0 obj This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. A balance transfer lets you use a credit card to pay debt on another credit card. 184 0 obj If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Yes. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. From the "I Want To" drop down menu, find "Transfer a Balance.". Then he said he could order a replacement one to be posted to me. Nor does your card expire after 90 days of not getting used. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Whats the Difference between Business vs. Corporate Credit Cards? Licences. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Public transportation passes transfer on Google Pay android phones. This will let you manage your myki as you would a physical myki card. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. You will need to provide identification to show that you are the registered myki card holder. You can use the ticket number to register your myki or if you require a refund. Learner permit or driver test. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. xen0. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. If you have Mobile myki you can set Auto Load via the Google Pay app. Contact us to request the transfer. Haven't tried as yet. If you're still travelling after 2 hours, you'll be charged a daily fare. But is it possible to go to a ticket booth and have the person there do it? On Friday Martin. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. Unregistered vehicle permit. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. I know it's not possible to do it online. They actually can transfer your funds really easily but you need to get a case created. You may also receive a letter confirming the balance transfer. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. Tap Continue. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. 0000003801 00000 n As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. Step 5: Apply for the New Card. Your original go card will be cancelled immediately and cannot be used for further travel. Your Mobile myki expires after two years. I want to transfer the $19.90 to the card with $6.54 on it. 0000008137 00000 n Is it bad to do multiple balance transfers? Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? 215 0 obj I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. If you're using an international payment card you won't be able to top up via the PTV website. Music:. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Keep in mind that credit utilization is also affected by individual card balances. If you register your myki, you can set Auto Top Upand manage your myki. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Pay down your credit card debt. You can then see what Android version youre on. 0000005119 00000 n However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Standard message rates apply. New comments cannot be posted and votes cannot be cast. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. There is no principle. Enter your cell phone number and well send you a link to install the WalletHub app. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. The system was developed by Kamco (Keane Australia . Meticulous in his research, he provides accurate and up-to-date information. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Your balance is protected from the time you tell us your myki is lost or stolen. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. 216 0 obj I'm glad I don't need to catch public transport anymore. <> Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Reddit and its partners use cookies and similar technologies to provide you with a better experience. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. Within the phone, go to Settings > System > About phone. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Easy, and only required every three years!! This is regardless of whether there is a myki pass or existing fare on the myki. This lets you contact us to request a refund of any balance on the Mobile myki. 187 0 obj +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . The unused money does not sit in an account earning interest. If you're entitled to these additional benefits, you can access them by using your myki smartcard. You can manage up to 8 mykis through one account. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Find out how much to top up at Fares. Most issuers of balance transfer cards let you initiate the balance transfer process online. Learn more about auto top up. 0000118590 00000 n Cookie Notice 0000117992 00000 n @john_miller 03/01/23 This answer was first published on 03/01/23. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . Online at Public Transport Victoria website . To check if you're eligible to travel on a concession myki, see Concessions and free travel. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. endobj Assume that your new card charges a 3% balance transfer fee. Does a balance transfer happen automatically? Yes. The process begins when you submit a balance transfer application. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Your new starting balance would be $3,090. For example, set your myki Money to top up with $50 when your balance reaches $10. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. Get up to 5% cashback in rotating and newly added everyday categories. A balance transfer can give you the flexibility to: Pay off high-interest balances Do Not Sell or Share My Personal Information. This question is about Synchrony Bank Credit Cards. If the card is unregistered you cannot recover the myki money. This 0% interest period can help you carry your debt for a limited time without paying interest. 0000002823 00000 n Try hovering the phone just above or near the reader, rather than touching the phone on the reader. If this occurs, you won't incur a duplicate fare. Within the phone, go to Settings > Connected devices. You will need to provide identification to show that you are the registered myki card holder. The phone is awake whenever the screen is turned on, even it's locked. We're working to improve our systems so we can allow other payment card types in the future. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. <>stream Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? More than a year ago, I needed to change my concession Myki to full fare (no longer a student). What is the best low interest credit card? It's shit like this which makes me happy and proud I have never used Myki in my life. 0000003774 00000 n For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Whats the Difference between Business Line of Credit vs. Business Credit Card? You'll need your 15-digit myki number to register. For instance, your applications for new cards and balance transfers remain subject to approval. Do You Have to Be a Student to Get a Student Credit Card? For more information, visit the V/Line website. You can also replace your myki online or by calling us. 0000014445 00000 n Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Press J to jump to the feed. What are the best student credit cards for cash back? If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Make sure you pick a card that accepts balance transfers and has advantageous rates. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Do you have any links to the technical specs of the miki? This is why I don't keep much money on transport cards. Editorial and user-generated content is not provided, reviewed or endorsed by any company. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. 0000004139 00000 n Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. About a week back, I went from Frankston to St. Albans, changing at Flinders. Why is it impossible to transfer money online between different Myki cards? startxref Carrying that balance is costing you $1,000 a year in interest. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Know your existing credit card's interest rates, balances, and balance transfer limits. How to Process Credit Card for Consumers & Merchants? PTV does not have any access to any information within the Google Wallet app. Image what could have been done with a billion fucking dollars. 181 0 obj You can also request up to two years of travel and transaction history by calling1800 800 007. We have this new thing called EMAIL. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). What to Do If You Cant Get a Student Credit Card? My old one is registered and everything with my account but there seems to be no way to import that one in. The cost would have been deducted from the balance at transfer. 188 0 obj Then I begrudgingly bought a new Myki card. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. A balance transfer does not happen automatically. How many level crossings could have been grade-separated with that money? If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. This helps you to avoid late fees and penalty APRs on your existing accounts. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. 185 0 obj In addition, it is not any companys responsibility to ensure all questions are answered. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Tap the Add button . Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. But what if the amount is comparable to or less than the postage? Click on "Select Offer.". I called, they told me it couldn't be done and that I would need to fill out a form.

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transfer myki balance to another card